In Need of Funding
Melody Wandum
Location: Belo-Boyo Division, NW Region, Cameroon
ECB (Entrepreneur): Melody Wandum
Sex: Female
Activity: Farming and Retail
Capital Needed: 120,000FCFA
Capital Use: Purchase of corn, seedlings and flask
Terms: 18 months
#240/C06)
Description
Melody was born in 1986. She is a single mother of two children. Appreciating the responsibility she has she joined GHAPE in 2007 with determination to make things better for her and her children. She has successfully managed and repaid two loans. She intends to increase the size of her farm and plant two additional types of food stuff and stock more groceries especially corn and beans. Her investment will serve her community and family.
Eveline Ful
Location: Belo-Boyo Division, NW Region, Cameroon
ECB (Entrepreneur): Eveline Ful
Sex: Female
Activity: Restaurant
Capital Needed: 115,000FCFA
Capital Use: purchase of flour, beans, palm oil and sugar
Terms: 18 months
#202/C04
Description
Eveline is a widow. The cold hands of dead snatched her beloved husband and rendered her emotional ill and economically poor. Her desire is to give her child love and education. This was her motivation to join GHAPE. She has received and managed and repaid two loans. With previous loans she succeeded in providing her community especially those who work long hours and tiring jobs having little or no time to cook with cooked food, puff-puff and beans. She is planning on buying 4 bags of 50kg of flour, 3 tins beans, 2 tins of palm oil and ingredients. This investment will increase food supply in the community. She is planning on using generated profits to sponsor her child. She states that she feels better each time she provides something small to her child.
Esther Nange Nyoumukong
Location: Belo-Boyo Division, NW Region, Cameroon
ECB (Entrepreneur): Esther Nange Nyoumukong
Sex: Female
Activity: Farming and Retail
Capital Needed: 215,000FCFA
Capital Use: purchase of cocoa seedlings, plantain suckers, garri and rice
Terms: 18 months
#252/C04
Description
Esther was born in 1975 and did not complete primary education because her main sponsor, her mother died. She reports that life has been very difficult. She said when she first heard about GHAPE and its activities she made a promise to herself that she will effect change in her life. Since 2007 she has successfully managed and repaid two loans and she is now qualify for capital of 215,000 Francs. She plans to expand her farm and stock more plantains, cocoa seeds, rice, and garri. She holds that the business will succeed because of her skills and ready demand for her articles.
Emmanuel Tosam Nkwain
Location: Belo--Boyo Division, NW Region, Cameroon ECB (Entrepreneur): Emmanuel Tosam Nkwain Sex: Male Activity: Retail Capital Needed: 200,000FCFA Capital Use: Purchase of bread, salt, rice and groundnut Terms: 18 months #34/C01 Description
Hycentha Nakeng
Location: Belo-Boyo Division North West Region Cameroon
ECB (Entrepreneur): Hycentha Nakeng
Sex: Female
Activity: Retail
Capital Needed: 100,000FCFA
Capital Use: Purchase of corn
Terms: 18 months
#37/C01
Description
Hycentha is a widow with five children. She blames the deaths of her three children, mother and father to her inability to provide them medical services when they needed. She joined GHAPE in 2007 and has successfully managed and repaid two loans. She is now requesting additional capital of 100,000 francs to stock corn which is the main stay of her community and to repair her business premises. She is confident that her business will grow from strength to strength and indicated that additional income will be spend on her children primarily.
Marygin Nsom
Location: Belo -Boyo Division North West Region Cameroon
ECB (Entrepreneur): Marygin Nsom
Sex: Female
Activity: Retail
Capital Needed: 140,000FCFA
Capital Use: Purchase of beans, cocoyam and potatoes
Terms: 18 months
#82/F01
Description
Born in 1975 Marygin is a mother of four children. Increase unmet demand from her children due to limited means caused her to join GHAPE. “I did not use to work long hours. But since 2007 for fear not to let down by lending group I have become very hardworking and encouragement to others…” she said. She is proud of having successfully repaid two previous loans. She says her main aim of joining GHAPE was because of the trainings and regular educative talks. She plans on expanding her previous business of buying and retailing raw food stuff with requested capital. She is planning to open a saving account with any unspent income as part of preparations to construct a house for her family in the future.
Grace Fonsah Yicham
Location: Belo--Boyo Division, NW Region, Cameroon
ECB (Entrepreneur): Grace Fonsah Yicham
Sex: Female
Activity: Retail
Capital Needed: 140,000FCFA
Capital Use: Purchase of corn, beans and potatoes.
Terms: 18 months
#94/F01
Description
Grace is a divorced mother of seven children all living with her. Motivated by daily difficulties worsen by the death of her mother, poor health, and destruction of her cassava farm by wild fire she sought help from GHAPE in 2007, when she could not afford tuition even to her primary school children. Today she has earned a loan of 140,000 Francs down from her initial capital of 40,000 in 2007. She is proud of her achievements especially the achievement of owning and managing her own business. She succeeded in sending back her children to school. She provided her community with food stuff like beans, corn and potatoes and now she is planning to grow the size of her business. Her primary goal is to provide education, food and health services to her children.
Secunda Mai
Location: Belo/Tumuku-Boyo Division, NW Region, Cameroon
ECB (Entrepreneur): Secunda Mai
Sex: Female
Activity: Agriculture
Capital Needed: 50,000FCFA
Capital Use: Purchase of seedlings
Terms: 12 months
#681/C11
Description
Born in 1975, Secunda is married and planning to have a child. She works hard and strives higher for herself and family. She plans to cultivate potatoes, beans and maize. Her capital will be used in buying seedlings and paying for additional labor to cultivate part of her farm. Secunda says she joined GHAPE for two principal reasons, capital and social support to help her deal with some psychological needs. She is confident that her activity will meet success because she knows farming season and good seedlings. Her choice of what to cultivate has been determined by the demand in her immediate community. She intends to use additional earnings for proper medical assessment.
Ngam Ntoh Emmanuel
Location: Belo-Boyo Division, NW Region, Cameroon
ECB (Entrepreneur): Ngam Ntoh Emmanuel
Sex: Male
Activity: Retail
Capital needed: 195,000 Francs
Capital Use: Purchase of rice, soap, tomatoes, salt and groundnut.
Terms: 18 months
#27/C01
Description
Emmanuel is married and has nine children and struggles taking care of them especially when any of them is ill. He has been finding difficulties raising business capital. In the past he tried borrowing from financial institutions but had problems with repayment due to high interest rates charges. Emmanuel states that buying in bulk and retailing basic commodities like salt, magi cube, washing soap, oil, kerosene is a profitable trade in his community. With two fully repaid previous loans from GHAPE he invested in this business. He is planning to grow the size of his business with the requested amount of 195,000 Francs. He plans to stock 3 bags of rice, 3cartons of washing soap, 4 cartons of tin tomatoes 5 bags of salt. He is positive because he has been doing this activity for a while and has customers and an attractive pricing policy. With profit from this business he plans to carry out repairs on his uncompleted house and provide school requirements of his children.
Sih Elizabeth
Location: Belo/Tumuku -Boyo Division, NW Region, Cameroon
ECB (Entrepreneur): Sih Elizabeth
Sex: Female
Activity: Restaurant
Capital Needed: 50,000FCFA
Capital Use: Purchase of koki beans, palm oil and salt.
Terms: 12 months
#712/C11
Description
Born in 1968, Elizabeth is married with seven children and she is doing subsidiary farming but does not consider this employment. Although she attributes her unemployment to her low education, she is appreciative of the fact that she is alive. Her desire is to give her children love and education. She states that she feels better each time she provides something small to her kids. Her inability to get investment capital which could constantly generate income for her to meet her children’s needs is what motivated her to obtain a loan from GHAPE. She was also motivated by the training organize by GHAPE in which she was taught how to start and manage a small business. She plans to buy a 50kg bag of koki beans, 6 gallons of palm oil, 1 bag of salt for retail. This investment will increase food supply in her community and increase savings on transportation. She is confident that her business will be a success because of her skills and her good relationship with many people in her village. She is planning to use any profits generated to sponsor her children in school and to cater for the basic needs of her family.